How create best schema database with ratings system and available in month?

i will create schema the database MySQL. There are username, password etc and rating system and available in month. Standard it looks like this:

id | username | password | january | february | march     | rating1 | rating2| rating3 |
1  | john     |  xxx     | 1       |  0       | 1         |  3      | 3      | 6
2  | amy      |  xxx     | 1       |  1       | 0         |  1      | 6      | 3

if a user buys article then must add a rating (1,2,3). if chose 2 in John then rating2 +1

id | username | password | january | february | march     | rating1 | rating2| rating3 |
1  | john     |  xxx     | 1       |  0       | 1         |  3      | 4      | 6
2  | amy      |  xxx     | 1       |  1       | 0         |  1      | 6      | 3

january, february (1 - available, 0 - not available)etc set himself John or Amy.

this is good? Should I create separate tables for Januar/feb/march and rating1/2/3? Maybe only for rating?